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NON-CUSTODIAL BITCOIN PAYMENTS

Get paid in Bitcoin.
We never touch it.

Payment links, checkout and in-store POS. Every payment goes straight into your own wallet: in seconds on Lightning, once confirmed on-chain (early access). No custody. No chargebacks. No cut of the sale.

Start free Try a real 1¢ payment
Your money SatsRail signals · Actual checkout, sample data
0%SatsRail transaction fees
Settles in seconds on Lightning
No chargebacks. Final once confirmed.
Your funds never sit with us

Customers pay from any Lightning wallet (or any bitcoin wallet, on-chain), including

WHERE THE MONEY GOES

Most processors stand between you and your money.
We step aside.

Your customerPays $50.00
The processorHolds it. Takes a cut.
Can freeze or reverse it.
SatsRailCreates the invoice.
Confirms the payment.
Your bankYour walletGets $48.25, laterGets $50.00, direct
Reaches you
In daysIn seconds on Lightning
Fee on a $50 sale
$1.75*$0.00
Can be reversed
For monthsNever. Final once confirmed.
Who holds it
The processorOnly you

* At a typical 2.9% + 30¢ card rate. SatsRail is a flat monthly plan, never a share of the sale. Lightning network fees are usually a few sats, paid by the sender's wallet. On-chain, the customer pays the network fee.

ONE RAIL. EVERY WAY YOU SELL.

Start with a link.
Grow into anything.

One script tag. Your existing site.

Drop in a Pay with Bitcoin button. The checkout opens on top of your page, and the customer never leaves.

Try the live checkout

Any phone or tablet is a terminal.

Open the browser POS at the counter. Show the QR, get paid. Cash sits right beside Lightning.

See the POS

Your interface. Our confirmation.

Create checkout sessions from your own app with a REST API, SDKs, webhooks, and an MCP server that lets AI agents take payments for you.

Developer docs
Selling video? Meet PrivaPaid Build POS software? Add Lightning to your checkout

DO THE MATH

Card fees are a tax
on every sale.

Drag to your monthly sales. Compare what card processing takes with SatsRail's flat plan for the same sales paid in bitcoin.

Card processing
$350/mo
SatsRail plan
from $20/mo

Difference over a yearup to $3,960

Cards at 2.9% + 30¢ on a $50 average sale. SatsRail plan at a standard business category; some categories cost more. Excludes wallet costs and converting bitcoin to dollars. Get the full estimate

FROM SIGN-UP TO FIRST SALE

Live this afternoon.
On your own rails.

  1. 01

    Create your account.

    Confirm your email. Add your business.

  2. 02

    Connect your wallet.

    Paste a Lightning Address from Blink, Coinos or your own Alby Hub. Optionally add an on-chain wallet (early access).

  3. 03

    Make your first sale.

    Share a link, add a button, or open the POS.

Compare wallet options
START FREE

$0/ month

Up to $500/month in payments. Paid plans from $10/month.

Links, checkout, POS & API included. On-chain in early access (not in the POS)
0% transaction fees, on every plan
No credit card to start
Create a free account

Wallet costs are separate. Paid plans require business verification; category pricing and country limits apply.

Compare plans & estimate costs

THE DETAILS, WHEN YOU NEED THEM

Good questions.
Clear answers.

Ask us anything
Do customers need Bitcoin?

Yes, and a wallet that can pay: any Lightning wallet, or any bitcoin wallet for on-chain. Apps like Cash App and Strike can pay Lightning invoices. Keep your existing payment methods alongside SatsRail. The live 1¢ demo also asks for an email to deliver its receipt.

Who holds the funds?

Your own wallet receives the bitcoin either way: your Lightning Address for Lightning, or a fresh address derived from your watch-only key for on-chain. SatsRail requests the invoice or watches the address and confirms payment; it can see payments, never spend them, and never holds your funds. Payments are final (on-chain, once confirmed), and you arrange refunds with customers. How settlement works.

What does the wallet cost?

Mobile wallets like Blink are free to set up. Running your own node on always-on hardware or a hosting provider can add channel and hosting costs. Compare setup options and check your provider's current quote.

Can I receive dollars instead?

Payments settle in bitcoin. SatsRail does not automatically cash out to your bank or remove price volatility. You choose when to convert. Explore exchange options.

Can customers pay on-chain?

Yes, and it is in early access. Above your minimum (20 in your currency by default), checkout lets the customer choose Lightning or on-chain. Every on-chain order gets a fresh bc1q or bc1p address derived from your watch-only key, so the money lands in your own wallet. SatsRail can watch that address; it can never spend from it. A payment is final once confirmed (about 10 minutes per confirmation, and you choose 1, 2, 3 or 6). One seen within 15 minutes of the quote is honored at the quoted price, and one up to a day late still pays if it is worth the order's price; any other late or wrong-amount payment waits for your decision. Same plans, still 0% per payment, and the customer pays the network fee. It works in links, checkout, pay.js, the API and MCP; the POS app stays Lightning. Ask us for early access.

FREE BOOK

Was Never About Money.
The book behind SatsRail.

The business was legal. The payments stopped anyway. A book about how much of a life runs on permission someone else can withdraw. Leave your email and we send you the PDF.

Get the book Hardcover on Amazon

OWN WHAT YOU BUILD.

Your business.
Your wallet.
Your money.

Start free See the live demos

Free up to $500/month · 0% transaction fees · Cancel anytime

Start free. No credit card